In a large skillet over medium heat, cook the ground beef until browned. Add in the onions, garlic, cumin, salt, pepper, chili powder, oregano, and bell peppers. Saute for 5 minutes or until the vegetables are softened.

Meanwhile, combine the chili without beans, tomato soup, and enchilada sauce in a saucepan. Cook until heated through.

Add the green chilies and refried beans into the pan with the ground beef. Cook for 1-2 minutes.

Heat the tortillas in the microwave for 20 seconds to softened them. Spoon 1/2 cup of ground beef mixture in the center and sprinkle with 1 tablespoon of cheese. Roll up the tortilla and place on a platter. Repeat with remaining tortillas.

When ready to eat place the burritos on a plate. Cover with the burrito sauce and sprinkle with cheese. Top the burritos with lettuce and tomatoes.