Preheat the oven to 375 degrees.

In a medium bowl combine the refried beans, cumin, jalapenos, and garlic powder. Mix well until combined.

In another medium bowl combine the Hormel Chili without beans and cream cheese. Mix until smooth.

Lightly spray 2 muffin tins with cooking spray. Place a wonton wrapper in each cup.

Place 1-2 teaspoons of the bean dip in the bottom of each wonton. Carefully place 1-2 teaspoons of the chili cheese dip on top of the bean dip. Sprinkle the wonton cups with cheddar cheese.

Bake for 12-15 minutes or until the wontons are brown and crispy.

Remove from oven and transfer the wontons to a cutting board or plate. Repeat with remaining wonton wrappers.

Enjoy while they are hot.