In a large bowl combine the Cool Whip and cream cheese. Beat with a hand mixer on medium speed until it is well combined.

Add in the milk and beat for 1 minute on medium speed. The mixture will look runny but that's ok.

Add in the Jell-O pudding mix and beat until smooth. The fruit dip should get nice and thick.

Place it in a bowl and serve immediately or put in the refrigerator for up to 5 days.